Liberty StoneCash Account
A high-interest cash account built for SMSFs, trusts, companies and funds. Earn 3.00% p.a. at call, or lock in up to 5.75% p.a. with a Fixed Term — with no account fees.
Earn more on cash that stays at call.
A high-interest cash account built for SMSFs, trusts, companies and funds. Earn 3.00% p.a. at call, or lock in up to 5.75% p.a. with a Fixed Term — with no account fees.
- Your own BSB & account number
- PayID for instant transfers
- A$0 monthly account fees
- Real-time statements
Cash Account rate
Live3.00%p.a.
- BSB
- 808-318
- Account
- •••• 5678
- PayID
- yourfund@libertystone.app
6-Month Fixed
5.50%
12-Month Fixed
5.75%
Two simple products. Better rates.
Compared with a leading Australian cash management account.
At call
Liberty Stone Cash Account
3.00%p.a.
Interest on your full balance, withdraw any time.
6 months
6-Month Fixed Term
5.50%p.a.
Locked rate, interest paid at maturity.
12 months
Highest rate12-Month Fixed Term
5.75%p.a.
Our highest locked rate, paid at maturity.
See what you could earn.
Pick a deposit amount to compare estimated interest against the market benchmark.
Deposit amount
A$250,000
Estimates only, before tax. Cash Account rate is variable; figures assume the rate stays the same.
Liberty Stone Cash Account · 12 months
A$7,500
6-Month Fixed Term · 6 months
A$6,875
12-Month Fixed Term · 12 months
A$14,375
Fast payments
Pay suppliers and receive funds with PayID, BSB and account number. Most payments land in under a minute.
Built-in safeguards
Multi-user permissions, two-factor sign-in and checks on every outgoing payment.
Clear reporting
Live balances, downloadable statements and a full activity history — ready for your auditor.
Made for every kind of entity.
SMSFs
Keep your fund's cash working between investments.
Holding A$350,000 ahead of a property settlement? At 3.00% p.a. that's about A$10,500 a year — while staying at call.
- Separate account in the fund's name
- Statements ready for your SMSF auditor
- Your accountant can view activity through the Console
Professionals
Working with an accountant or adviser?
Your professional can get secure access to statements and activity through the Liberty Stone Console — with your permission.
How we compare.
| Feature | Liberty Stone | Macquarie CMA |
|---|---|---|
| At-call rate | 3.00% p.a. | 2.75% p.a. |
| 6-month fixed rate | 5.50% p.a. | 5.20% p.a. |
| 12-month fixed rate | 5.75% p.a. | 5.50% p.a. |
| Monthly account fees | A$0 | A$0 |
| PayID for instant transfers | ||
| Your own BSB & account number | ||
| Built-in access for your accountant or adviser | ||
| Multi-entity switching in one login |
Comparison based on publicly available information as of October 2026.
Cash Account FAQs.
Quick answers about fees, interest, and Fixed Terms.
No. There are no monthly fees to hold a Liberty Stone Cash Account.
Cash Account interest is variable and calculated on your balance. Fixed Term interest is locked for the term and paid at maturity.
Fixed Terms start from A$10,000 and can be opened directly from your account.
Fixed Terms are designed to be held to maturity. Contact us if your circumstances change.
Australian SMSFs, trusts, companies and funds. Every application goes through identity and entity verification.
Rates are current as of October 2026 and may change. Cash Account rate is variable. Benchmark rates are based on publicly available rates from a leading Australian cash management account and are shown for comparison only. Account number and PayID shown are illustrative. This page is general information only and does not take into account your objectives, financial situation or needs.